Optimal Asset Allocation Tools Can Help
What the Great Recession Did
Many watched real estate investments turn sour and waited for the recovery that wasn’t strong enough or soon enough. Some saw rental property income erode. Some experienced stock market losses which severely depleted principal. Still others stood by helpless as failed business ventures adversely affected their economic health and their hopes for a secure retirement. These people still distrust current signs of recovery.
Some folks whose retirement plans were derailed by the recession are now seeking ways to “reinvent” themselves and to return to income-producing ventures, whether through consulting, freelancing or entrepreneurship.
Whether or not you need to work longer, a key question remains: “What should you do with your investments?”
After suffering the substantial losses that many investors experienced during the past five to seven years, fear of losing again can make it very difficult to address your financial planning strategies and investment opportunities. There’s a sense of foreboding, almost a paralysis, that looms large especially for those at or nearing retirement age.
How to Get Back on Track for Future Gains
Even though it might not be reasonable to expect to recoup all the losses suffered during the recession, it’s also unwise to do nothing. Holding assets in cash today, with the dismal interest rates offered by banks, is the same as throwing money away.
While realistic investors know that they must begin to rebuild their futures, the fear is real. Yet consider — those whose fears kept them on the sidelines for the last 5 years missed out on a very profitable stock market rally. And if fear keeps you out of the stock market, you will not have any chance to recover for your future. All investors need help… Our tools at InvestBetterSpendSmarter.com (IBSS) are designed to help investors alleviate some of the fear that keeps them from potential gains, because the tools are based upon sound financial planning principles. They do not use “get rich quick” methods, but rather provide the best strategies for enhancing your investment results without taking undue risks.
These tools were developed by Jim Tso based on his 35 years of successful experience in investment management. They are designed to offer assistance to people just like you, people looking for sensible answers to hard questions. Using the tools can help you rebuild financial stability and revitalize your investing.
Start Where You Are Today
Whether you need to maximize conservative income cash flow or you can afford aggressive growth options with additional risk depends on a number of factors, including your age, your earning power and your future needs. You can reassess your goals, based on your current situation, and make wise decisions based on your personal needs by utilizing our tools, specifically “My Optimal Asset Allocation Analyzer” (MOAAA) and the “TSOA Freedom Portfolios” (TSOA). Both tools are free of charge and the MOAAA tool only involves a few minutes of time, and some honest answers. TSOA is even simpler. MOAAA and TSOA help you find and follow your optimal asset allocation strategy, especially for your retirement, and are invaluable in setting you on the path to renewed stability.
As Mark Twain said, “Plan for the future because that’s where you are going to spend the rest of your life.” The InvestBetterSpendSmarter.com blog can provide answers you need to make better choices in both spending and investing plans for your best future.
Your IBSS Team
**optimal asset allocation**